Financing

Easy Financing

Clear, transparent terms. Fair rates. No prepayment penalties.
0% APR available for 12-month financing* Checking your rate won't affect your credit score.

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Pay over Time w/ Bread Pay

Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time. Simply choose Bread Pay during checkout.

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Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

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No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

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Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.



Check your rate in seconds without leaving our site or affecting your credit score.

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Questions? Visit the Bread Pay help center.